Welcome to the Priority Loan application (hereinafter referred to as "this application" or "Priority Loan") developed by M/s Hasan Enterprise. We are fully aware of the importance of your personal information, so we have developed this privacy agreement (hereinafter referred to as "this agreement") to explain to you how we collect, use, store, share and protect the personal information you provide to us during the use of this application. Please read this agreement carefully to understand how we handle your personal information. If you disagree with any part of this agreement, you can stop using this application.

Definition

Personal information: refers to various information recorded electronically or otherwise that can identify a specific natural person alone or in combination with other information or reflect the activities of a specific natural person. For example, your name, ID number, contact information, etc. are all considered personal information.

We / M/s Hasan Enterprise: the developer and operator of the Priority Loan loan software, responsible for the daily operation and maintenance of the software and the processing of your personal information.

How do we collect your personal information?

Before you apply for a loan, we will apply for corresponding permissions based on the loan information you fill in. The following is the detailed instructions of the new one, please read it carefully:

Personal information:

We will obtain your name, ID number, contact information, and bank card information that you actively fill in.

For identity verification, to ensure that your identity is authentic and valid, and for the loan application review process; to verify your repayment ability and credit status, so as to match you with the appropriate loan amount and plan; to ensure transaction security and prevent fraud, we will match your ID number with the bank card you provide to further verify that it is you who is operating and ensure the safety of your funds. We strictly abide by relevant laws and regulations, encrypt the storage and transmission of your personal information, and will never disclose it to third parties. The information will be uploaded to a dedicated server in an encrypted manner: https://ysll.mhsenterprise.store

Location:

Based on your device, we obtain your Approximate location information. Help us provide you with localized financial service recommendations, In special preferential loan products in specific areas; according to local financial policies, do not provide loans to non-local users, and at the same time, when conducting risk assessments, assist in judging the stability of your permanent residence and more accurately assess your credit risk. You can turn off location permissions in the device settings at any time. Turning off may affect the experience of some localized services, but will not affect the core loan business functions. The information will be uploaded to a dedicated server in an encrypted manner: https://ysll.mhsenterprise.store

Camera:

We will use the camera function of your device when you fill in the information. It is convenient for you to take pictures of relevant documents In special ID cards and bank cards for submitting loan application materials and simplifying the information entry process; in some cases, it may be used for face recognition verification, enhance account security, and confirm that the operator is yourself. The camera permission will only be called when you actively use the relevant shooting function. We will not turn on the camera without your knowledge. The information will be uploaded to a dedicated server in an encrypted manner: https://ysll.mhsenterprise.store

Applist permission:

The purpose of reading the app list is to evaluate your device usage and risk status. If there are high-risk apps in your device, it will affect your loan approval. We will not obtain the specific content of the app list, but only optimize the risk assessment model by analyzing the types and quantity of apps actively installed by users to ensure the security of the platform and your funds. Only with your explicit consent will the data be encrypted and uploaded to our secure network environment: https://ysll.mhsenterprise.store

Contact information permission:

The permission to obtain contact information is mainly used to contact you through the emergency contact you provide when necessary, In special circumstances In special loan overdue, we will only use this authority when it is compliant and necessary. Your contact information will be kept strictly confidential and will not be used for other unrelated business. Only with your explicit consent will the data be encrypted and uploaded to our secure network environment: https://ysll.mhsenterprise.store

Device permissions:

Collecting device information ( device model, operating system version.) helps us adapt to different devices and ensure the stable operation of the APP. It is also used for security monitoring to prevent malware and fraud. Device information is only used to improve service quality and ensure platform security, and will not be improperly associated with your personal sensitive information. Only with your explicit consent will the data be encrypted and uploaded to our secure network environment: https://ysll.mhsenterprise.store

How we use your personal information？

Provide loan services: We use your personal information to process and review your loan application, determine the loan amount, interest rate and repayment plan, issue loans to you, and manage your loan account, including repayment reminders, overdue notices, etc.

Personalized services: By analyzing your personal information and usage behavior, we can provide you with personalized services and recommendations, such as loan products and promotions that meet your needs, to enhance your user experience.

Improve products and services: We use the collected information to analyze the usage of the application, identify user needs and pain points, so as to improve and optimize our products and services and develop new functions and features.

Security and risk management: We use your personal information to prevent and detect fraud, abuse and other security risks, and protect the security of your account and the security of our business operations. For example, prevent fraudulent loan applications through device identification and credit assessment.

Legal compliance: We may use your personal information to fulfill our legal obligations, such as cooperating with investigations by regulators, in accordance with the requirements of laws and regulations or the legitimate requests of government departments.

How do we store your personal information?

Storage location: We store your personal information on our servers located at wwq.rexenfintech.org

, which are protected by strict security measures to ensure the security of your information.

Storage period: We will only retain your personal information for the period necessary to achieve the purposes described in this Agreement, unless otherwise required or permitted by laws and regulations for a longer retention period. For example, after your loan account is closed and all related debts are paid off, when your personal information is no longer needed, we will delete or anonymize the information in a secure manner.

How we protect your personal information

Security technical measures: We use industry-leading security technical means to protect the security of your personal information. For example, we encrypt data in transmission and use the SSL (Secure Sockets Layer) encryption protocol to prevent data from being stolen or tampered with during network transmission; we encrypt personal information stored on the server to ensure that even if the data is illegally obtained, it is difficult to interpret. At the same time, we set up a strict access control mechanism so that only authorized personnel can access your personal information, and all access behaviors will be recorded in detail for traceability and auditing.

Personnel management measures: We conduct strict background checks and on-the-job training for employees who come into contact with your personal information to ensure that employees have good professional ethics and privacy protection awareness. We sign confidentiality agreements with employees to clarify their confidentiality responsibilities and obligations for your personal information. Employees who violate confidentiality regulations will be subject to serious disciplinary sanctions, up to and including legal liability. In addition, we regularly conduct information security training for employees to enhance their awareness of information security risks and their ability to prevent them.

Your rights

Right to access: You have the right to access your personal information on the Priority Loan platform at any time, including account information, loan application records, personal information, etc. You can log in to this software and easily query your personal information in the personal center or related settings interface.

Right to correction: If you find that your personal information stored by us is wrong or inaccurate, you have the right to ask us to correct it. You can submit a correction application to us through the feedback channels in the software, such as online customer service, feedback portal, etc., and provide correct information and relevant supporting materials. We will make corrections in a timely manner after verification.

Right to delete: In compliance with laws and regulations, you have the right to request us to delete your personal information. For example, when we no longer need your information to provide services, or you withdraw your consent to our use of your information, and there is no other legal reason for retention. You can contact our customer service team to make a deletion request, and we will delete the relevant information as soon as possible after confirmation.

Right to withdraw consent: For certain personal information that requires your authorization and consent to be collected and used, you have the right to withdraw your consent at any time. You can withdraw your consent through the privacy settings of your device (such as turning off location information authorization) or the relevant function settings in this software (such as canceling the receipt of marketing notifications). After withdrawing your consent, we will no longer continue to collect and use your relevant information based on the consent, but it will not affect the legal processing we have carried out before you withdraw your consent.

Protection of minors

We attach great importance to the protection of minors' personal information. This software does not provide services to minors under the age of 18, and we will not intentionally collect personal information of minors. If we find that we have accidentally collected personal information of minors, we will immediately take measures to delete the relevant information. If you are the guardian of a minor and find that a minor has provided us with personal information, please contact us in a timely manner and we will do our best to assist you in handling related matters.

Update of Privacy Policy

We may update this privacy agreement in a timely manner according to changes in laws and regulations, business development needs or other actual situations. The updated agreement will be published in a prominent position in this software and the update effective date will be clearly stated. We recommend that you review this privacy agreement regularly to understand the latest changes in how we handle your personal information. If you continue to use this software after the agreement is updated, it will be deemed that you agree to be bound by the updated agreement.

If you have any questions, suggestions or comments about this Privacy Agreement, our services or the handling of your personal information, or need more help, you can contact us in the following ways:

Email: Send an email to msHasanEnterprise@outlook.com. Please indicate [Privacy Agreement Consultation] or a related subject in the email title so that we can handle it quickly. We will reply to you within 3 working days after receiving the email.

Customer Service Hotline: Call the customer service hotline + (880) 1622933439, service hours are Monday to Friday 8:30 am to 5:30 pm. If the line is busy, please wait patiently and we will answer your call as soon as possible.

We attach great importance to your feedback and will take every opinion and suggestion seriously, and handle and respond to it in a timely manner, striving to provide you with better service and experience.

M/s Hasan Enterprise